Free speaks everyone’s language! Free open-source software applications freely available on the Internet can save you thousands of dollars.

Free speaks everyone’s language! Free open-source software applications freely available on the Internet can save you thousands of dollars.
What better place to start a business right now than online? The Internet offers anyone and everyone, the same opportunity to start a low-cost, highly profitable business online on only a shoestring budget!. The only limitation is your imagination!
Do away with the mentality that says you don’t have enough knowledge or money to start a business on the Internet. Been there done that! If you really want to make money online, there is nothing stopping you, the Internet has opened up the door to a world of possibilities! Opportunity is knocking, ordinary people are making extraordinary money online and becoming millionaires almost overnight. There has never been a better time to start an online business than right now!
I started a retail business online on only a shoestring budget and earned money beyond my expectations! If you are dreaming about starting a business of your own, stop right now and just do it! It just takes stepping out of your comfort zone, and thinking like a millionaire! Even if you are an ordinary Joe with Macy’s taste and only K-mart money in your pocket, you can do it!
During the last 20 or so years, large numbers of people have chosen to market their skills and talents from home. Recent studies estimate that over 50% of all new small business enterprises are operated out of the home, and this trend is growing.
Research has proven that high on Internet users to do list is Social Networking. Just look at Facebook, Twitter, Reddit, and Youtube, they all hold high rankings on the Internet. Facebook is #1 on the charts. Once people got a hold of Facebook it took off like a bat out of HE- double hockey sticks. The News and up-to-date happenings are also a crowd-pleaser, Twitter has been known to light up like a Christmas tree, with people exchanging tweets about what is affecting people right now, in various areas of the world.
YouTube is like having your own TV program and it has brought everyone out of the closet, from mom and pop to aunt Sally, in search of stardom. For some people Youtube is the first place Internet users go, to learn something new. Humorous videos are also a crowd-pleaser.
Money Making Ideas
YouTubers produce videos on just about any subject you can think of. By producing videos YouTubers can make a substantial amount of money through various channels including advertising revenue.
Selling online is one of the quickest and easiest ways to begin making money online and a part of my humble beginnings on the Internet. Internet Users love the convenience of being able to shop from home due to the convenience and the savings found on various products on the Internet. It’s estimated that consumers spend over $200 billion on all types of Internet-based goods and services.
Creating Informational digital products is also a great way to make money on the Internet. What it all boils down to, is a large percentage of Internet users who love to socialize online, they are always in search of information and they don’t mind spending money online for goods or services!
Now as you begin to search for your money-making niche idea you will have to do your research. Your job is to figure out how to use what you are passionate about and knowledgeable about, to come up with a money-making idea that will coincide with what will turn on the bells and whistles of your target market.
Take a moment and think about how you can turn your talents or solutions to a problem into a money-making business idea?
-What is it you are good at?
-What are you passionate about?
-What problems or issues do you see on the Internet or in life situations you have a solution for?
Begin by writing down all the things you are passionate about and knowledgeable about.
Children and adults alive love celebrating Halloween but Halloween is seen as a no, no in the Christian community, and for a valid reason. When asked the reason why Christians don’t celebrate Halloween, many Christians will say because it is a pagan holiday because that is what they have been taught.
What does it all mean, pagan means one of a people or community observing a polytheistic religion, pertaining to, characterized by, or adhering to the doctrine that there is more than one god or many gods, paganism is a form of idolatry because it is the worship of something or things other than the true and living God.
“The earliest trace (of Halloween) is the Celtic festival, Samhain, which was the Celtic New Year. It was the day of the dead, and they believed the souls of the deceased would be available.
Halloween originated as a celebration connected with evil spirits. Witches flying on broomsticks with black cats, ghosts, goblins, and skeletons have all evolved as symbols of Halloween. They are popular trick-or-treat costumes and decorations for greeting cards and windows.
Now, I know you are thinking, the same thing many Christians will respond with, we don’t celebrate it like that today, it is all in fun for the kids! But fun is not the words that come to mind when you look not only at the Origins of Halloween, but the influence of Halloween.
Black is one of the traditional Halloween colors, probably because Halloween festivals and traditions took place at night. In the weeks before October 31, Americans decorate windows of houses and schools with silhouettes of witches and black cats.
Due to American social influences, the rise of satanic cults, and Hollywood’s sinister characters possessed with evil, Americans have become fascinated with gore and death. All of this has manifested itself into many destructive Halloween trends. In the 1960s, pre-Halloween pranks turned into vandalism in some parts of the United States, with some people breaking windows and destroying property. In the 1970s, nationwide reports of candy being loaded with pins and razor blades permeated the airwaves. During the 80s and 90s, Halloween vandalism escalated to include arson, or the deliberate setting of fires, which destroyed private property and businesses.
As you can see Halloween brings real meaning to the scripture in Ephesians 6:12 which says – For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places. Why would a Christian want to take part in this type of event? As a Christian, to take part in this celebration goes against the teaching of the bible and does not bring glory to the one we serve.
We don’t have to take away the fun for the kids who look forward to the day, the church has been called to turn the dark things of this world into the light, for our father who is in heaven is light and his presence and purpose should be clearly evident on that day, the day the dark things in this world is being glorified.
2 Corinthians 10:4-5 says For the weapons of our warfare are not carnal, but mighty through God to the pulling down of strongholds, casting down imaginations, and every high thing that exalteth itself against the knowledge of God, and bringing into captivity every thought to the obedience of Christ; the battle is not ours but the Lord’s and we are his servants ordained to carry out his work, whenever there is darkness you turn on the light.
Let every church arise and fight, pick up the weapons our warfare, host positive Christian based youth/ children events on that day, support Christian events held at your church, or in your local community.
Article Complied and Edited By Lenora Lee
Accounting is the process used to identify, record, and communicate finances and financial activities in businesses and organizations. Accounting is often referred to as the “language of business”. Accounting records and tracks financial transactions and business events showing what a business owns and what it owes others.
All your business transactions pass through the Cash account, often bookkeepers will use two journals, Cash Receipts, and Cash Disbursements, to track the activity.
If your company sells products or services and doesn’t collect payment immediately, you have “receivables,” or money due from customers. It is important that you track Accounts Receivable and keep them up to date and send timely and accurate bills or invoices.
Unsold products must be carefully accounted for and tracked. The numbers in your books should be periodically tested by doing physical counts of the inventory on hand.
accounts payable records what the business owes to others such as vendors. Good record keeping will help you to keep track of money going out to pay timely payments and avoid paying someone twice! And possibly save you money since some businesses will offer a discount on timely payments,
If you’ve borrowed money to buy equipment, vehicles, furniture, or other items for your business, this account tracks payments and due dates.
The Sales account tracks all incoming revenue from what you sell. Recording sales in a timely and accurate manner is critical to knowing where your business stands at a given point in your business.
The Purchasing Account tracks any raw materials or finished goods that you buy for your business. This account is used in calculating the “Cost of Goods Sold” (COGS), which is subtracted from Sales to determine your company’s gross profit.
Payroll expense is the number of salaries and wages paid to employees in exchange for services rendered by them to a business. The term may also be assumed to include the cost of all related payroll taxes, such as the employer’s matching payments for Medicare and social security. Keeping this account accurate and up to date is essential for meeting tax and other government reporting requirements.
Owner equity tracks the amount an owner (or owners) puts into the business. Also referred to as net assets, owner equity reflects the amount of money an owner has once liabilities are subtracted from assets.
The Retained Earnings account tracks any company profits that are reinvested in the business and are not paid out to the owners. Retained earnings are cumulative, which means they appear as a running total of money that has been retained since the company started. This account is very important to investors and lenders who want to track how the company has performed over time.
Accounting is more about learning concepts and methods than about adding and subtracting numbers. If you understand the basics you’ll be well on your way to understanding accounting. There are a few basic accounting terms that are important to understand.
An account is a record in the accounting system used to collect and store business transactions.
Examples of accounts an organization may use are
……Sales,…
…Equipment,…
…Office Supplies,…
…Utilities,…
Think of an account as a way to store information. For example, if you had a large container of fruits, oranges, apples, and peaches to sort, each type of fruit would be sorted into a different carton that would represent its own account.
You would have one account for each type of fruit. After you had emptied the large container of fruits by sorting each fruit into its carton, or account, you could then total the amounts in each account. Then, you would know how many oranges,
apples, and peaches, are in each account and could easily determine the cumulative amount of all accounts.
Another important term is “transaction”. Transactions are events that affect an organization financially or cause some kind of financial change. Examples of transactions that an organization might record in its accounting system are the purchase of office supplies such as paper, or a payment to the utility company for the prior month’s electric bill.
…...Assets……equal Liabilities……plus Equity.
This equation represents the relationship between these three categories. This basic equation guides organizations when recording and reporting their financial transactions. If you are new to accounting it is important to memorize this fundamental concept.
Assets, liabilities, and equity
Assets, liabilities, and equity are 3 accounting terms used to identify what an organization owns and what it owes others.
Assets are an organization’s resources or what it owns. (e.g., accounts receivable, inventory)
Liabilities are claims on the organization or what it owes others. (e.g., accounts payable, loans)
Equity or capital, which is also referred to as net assets. Equity is what remains after all liabilities or debts of the organization are paid. If you take the organization’s total assets and subtract its total liabilities you would then know how much equity remains.
This basic equation provides a way to measure a company’s profitability or lack of profitability. It also states assets must always equal liabilities plus equity. In accounting, this equation should always be followed and the rules of the equation should never be broken.
Debits and Credits are apart of The Accounting Equation. Transactions are entered using debits and credits. Debits and credits can be the most confusing part of bookkeeping for beginners. Assets equal liabilities plus owner’s equity. Debits equal credits. Debits and credit increase and decrease account balances. The total debits must equal the total credits. This method provides a check and balance system.
To keep a scale in balance, items of equal weight must be placed on both sides of the scale. The accounting equation works much in the same way. Equal values of a transaction must be placed on both sides of the equation using debits and credits to keep the equation in balance. Also, if the transaction affects only one side of the accounting equation, the effects of the debits and credits would cancel each other out.
Debit amounts are always entered on the left side of an account Credit amounts are always entered on the right
side of an account.
Note: The terms debits and credits by themselves do not mean decrease or increase. In accounting, these terms must be associated with the account types to have meaning
For example: on an asset account, cash is debited. It’s increased. In an owner’s equity account, capital stock is credited. It’s also increased. There is both a debit and a credit for the transaction, and we have increased accounts on both sides of the accounting equation by an equal amount, thus keeping the accounting equation in balance.
To understand the relationship between debits and credits, the various accounts, and the accounting equation, when cash is borrowed from a bank, cash is increased with a debit, and notes a payable liability is increased with a credit.
It’s crucial that each debit and credit transaction is recorded correctly and in the right account. Otherwise, your account balances won’t match and you won’t be able to close your books. To enter transactions correctly it’s important to know if a debit or credit increases or decreases the account’s balance. Learning the normal balance for each account type will help you with this process.
Account type | Debit . . | Credit |
---|---|---|
Asset | Increase | Decrease |
Liability | Decrease | Increase |
Revenue | Decrease | Increase |
Expense | Increase | Decrease |
Equity | Decrease | Increase |
The internet is filled with free applications you can use to build a professional website. WordPress by far is the choice of newbies and seasoned developers as well. But, there are many other free applications that have been around for a long time and some new arrivals that developers use to set up dynamic websites on the Internet.
Brief Overview: Whole grains are apart of the Plant-based diet, Whole Grains Were Often Eaten in Times of Hardship, The Book of Ezekiel is one of the most detailed and well-known references to grains, as God commands Ezekiel to use “wheat and barley, and beans and lentils, and millet and spelt” to make bread for the people to eat. Ezekiel 4: 9
Eating grains, especially whole grains provides health benefits. People who eat whole grains as part of a healthy diet have a reduced risk of some chronic diseases. Grains provide many nutrients that are vital for the health and maintenance of our bodies.
Whole grains include grains like wheat, corn, rice, oats, barley, quinoa, sorghum, spelt, rye – when these foods are eaten in their “whole” form Whole grains even include popcorn!
Health experts advise everyone – men and women, young and old – that grains are a healthy necessity in every diet, and that it’s important to eat at least half our grains as “whole grains.”
All grains start life as whole grains. In their natural state growing in the fields, whole grains are the entire seed of a plant. This seed (which industry calls a “kernel”) is made up of three key edible parts – the bran, the germ, and the endosperm – protected by an inedible husk that protects the kernel from assaults by sunlight, pests, water, and disease.
The bran is the multi-layered outer skin of the edible kernel. It contains important antioxidants, B vitamins and fiber.
The germ is the embryo which has the potential to sprout into a new plant. It contains many B vitamins, some protein, minerals, and healthy fats.
The endosperm is the germ’s food supply, which provides essential energy to the young plant so it can send roots down for water and nutrients, and send sprouts up for sunlight’s photosynthesizing power. The endosperm is by far the largest portion of the kernel. It contains starchy carbohydrates, proteins, and small amounts of vitamins and minerals.
WHOLE GRAINS ARE HEALTHIER because whole grains contain all three parts of the kernel. Refining normally removes the bran and the germ, leaving only the endosperm. Without the bran and germ, about 25% of a grain’s protein is lost, and are greatly reduced in at least seventeen key nutrients. Processors add back some vitamins and minerals to enrich refined grains, so refined products still contribute valuable nutrients. But whole grains are healthier, providing more protein, more fiber and many important vitamins and minerals.
Whole grains may be eaten whole, cracked, split, or ground. They can be milled into flour or used to make bread, cereals, and other processed foods. If a food label states that the package contains whole grain, the “whole grain” part of the food inside the package is required to have the same proportions of bran, germ, and endosperm as the harvested kernel does before it is processed.
Compared to refined or “white” grains, whole grains are usually chewier and have a nuttier, fuller flavor. You may find this unfamiliar at first but stick with it until your palate adjusts and then reap the health benefits. The thing about whole grains besides getting used to the taste, it is not always easy to cook them it takes practice to master the skill of cooking them to perfect perfection!
Standard Method
Pilaf Method
Time Varies when Cooking Grains
Grains can vary in the time they take to cook. When they are tender, they are done! If the grain is not as tender as you like when “time is up,” simply add more water and continue cooking. On the other hand,if everything seems fine before all the liquid is absorbed, simply drain the excess liquid.
Whole Grain Cooking Shortcuts
Let grains sit in the specified amount of water for a few hours. After soaking, add extra water if necessary, then cook (time will be shorter).
• Cook whole grains in big batches. They will keep for 3-5 days in your fridge and take just minutes to warm up. Add a little water or broth if needed. You can also use the leftovers for salads, grain bowls, or soup.
Fixing Sticky Bottoms
If the whole grains are sticking to the bottom of your pan, turn off the heat, add a very small amount of liquid, put a lid on the pan, and let it sit a few minutes. The grain will loosen, for easier serving and cleanup.
Government and nonprofit Charity organizations assistance programs are designed to assist individuals and families in a variety of situations. Learn what type of assistance/benefits you may be entitled to.
Benefits.gov helps citizens determine their potential eligibility for more than 1,000 government-funded benefit and assistance programs. Benefits.gov uses a questionnaire that can take from 20 minutes or so to complete. The questionnaire will help you find the right benefits for you. At the end of the questionnaire, you will receive a detailed report with a list of government programs you may be eligible for and a link to detailed information about the program. The results can be printed out for later review.
2-1-1 is a nationwide service connecting millions of people to help every year. 2-1-1 is a special abbreviated telephone number reserved in the United States and Canada as an easy-to-remember three-digit telephone number meant to provide information and referrals to health, human and social service organizations. To use the 211 Nationwide Assistance Program, select your state to find information on just about any type of need you may have including housing for seniors and people with disabilities.